Mortgage advice from a whole-of-market adviser

What it is

A mortgage adviser looks at your income, outgoings, deposit and credit history, then searches lenders across the market to find products you are likely to be accepted for. They handle the application, the paperwork and the lender's questions, and stay with it until your offer is issued.

When you need it

• You are buying your first home and want to know what you can realistically borrow.
• You are moving and need to port or replace an existing mortgage.
• Your fixed rate is ending in the next six months.
• You are buying to let, or your circumstances are self-employed or otherwise non-standard.

What's included

• A whole-of-market review of lenders and products
• An affordability assessment before you commit to anything
• Agreement in principle so you can offer with confidence
• The full application handled for you
• Protection and insurance discussed, never pushed

What affects the price

• There is no adviser fee to you — the adviser is paid by the lender
• Lender arrangement and valuation fees vary by product
• Your deposit size affects the rates available to you
• Credit history and income type affect which lenders will consider you

Speak to an adviser

How it works

1. Tell us your situation — A short form — no credit check and no obligation.
2. An adviser calls you — Usually within one working day, at a time that suits.
3. See your options — A clear recommendation with the reasoning behind it.
4. Application handled — Your adviser submits and chases it through to formal offer.

Mortgages near you

• Mortgages in Newport
• Mortgages in Cardiff
• Mortgages in Blackwood
• Mortgages in Caerphilly
• Mortgages in Swansea
• Mortgages in Cwmbran
• Mortgages in Bridgend
• Mortgages in Pontypridd
• Mortgages in Barry

Ready to get started?

Speak to an adviser

Or call 07446 911261.