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Cardiff, South Glamorgan

Conveyancing in Cardiff

Tell us what you are buying or selling in Cardiff and we will come back with a fixed quote from a regulated conveyancing firm — including the leasehold work that catches most Cardiff transactions out.

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How much does conveyancing cost in Cardiff?

There is no single Cardiff price, and any firm quoting one before knowing the property is guessing. What a quote depends on is straightforward: whether you are buying, selling or both, the price of the property, whether it is freehold or leasehold, and whether there is a mortgage. Cardiff quotes tend to sit higher than the South Wales average for one reason — the proportion of leasehold flats, which carry genuinely more work.

Rather than publish a figure that goes stale, we run your details through the live quote engine and show you the actual fee. It is itemised, so you can see exactly which part is the solicitor's charge and which part is money passed straight through to a third party.

Legal fee
The firm's own charge for doing the work — drafting or reviewing the contract, raising and answering enquiries, dealing with your lender and getting you to completion. This is the part that is genuinely fixed once quoted.
Searches (buying)
Cardiff Council local authority search, drainage and water, environmental, and a coal mining search where the property sits in a former mining area — parts of north Cardiff and the Llanishen and Lisvane fringes do. Your lender will usually insist on these.
Disbursements
Costs your conveyancer pays out on your behalf: HM Land Registry fees, Land Registry priority and bankruptcy searches, and the electronic transfer fee on completion. These are set by third parties, not by the firm.
Leasehold supplements
Where a flat is leasehold, the managing agent charges for the management pack, and there are usually notice of transfer, notice of charge and deed of covenant fees payable on completion. Cardiff Bay developments are where these stack up fastest.
Land Transaction Tax
Cardiff is in Wales, so property purchases attract Land Transaction Tax rather than Stamp Duty. LTT is paid to the Welsh Revenue Authority, has different thresholds to the English system, and is never part of the legal fee. Your conveyancer calculates it and submits the return.

Quotes are valid as issued and there is no obligation to instruct. If the transaction turns out to be more complicated than described — an unregistered title, a missing lease, a deed of variation — you are told before any extra work is charged, not afterwards.

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Buying, selling, or doing both in Cardiff

The legal work is genuinely different depending on which side you are on, and the quote reflects that. Here is what changes.

Buying a property

Your conveyancer investigates the title, orders and reviews the searches, raises enquiries with the seller's solicitor, checks the lease if there is one, and reports to you and your lender before you sign anything.

In Cardiff the enquiries that matter most are usually about the building rather than the paperwork: service charge history, the reserve fund, planned major works, and for taller Bay blocks whether the building has current fire safety documentation your lender will accept.

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Selling a property

You complete the property information and fittings forms, your conveyancer draws the contract pack, answers the buyer's enquiries and redeems your mortgage on completion.

Selling a Cardiff leasehold flat has one step that determines the whole timeline: the management pack. It is ordered from the managing agent, it costs money, and it can take four to six weeks. Ordering it the day the offer is accepted is the single most useful thing a Cardiff seller can do.

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Buying and selling together

Most moves are both, and the two files run alongside each other with one exchange and one completion date agreed across the chain.

Quoting both together is cheaper than two separate transactions, and it means one person holds the whole picture rather than two firms co-ordinating by email. Tell the quote engine you are doing both and it prices the pair.

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Freehold and leasehold in Cardiff

Cardiff is the most leasehold-heavy market we work in, and leasehold is where transactions slow down. Knowing which you have before you quote avoids a surprise later.

Freehold purchase

You own the building and the land. The work is the title, searches, enquiries and the mortgage — the shortest and cheapest route. Most houses in Whitchurch, Llanishen, Rhiwbina and Pontprennau are freehold.

Freehold sale

Contract pack, forms, enquiries and mortgage redemption. Where you have extended, converted a loft or replaced windows, the buyer's solicitor will ask for the building regulations completion certificate or FENSA paperwork. Find it before you are asked.

Leasehold purchase

Everything a freehold purchase involves, plus reviewing the lease itself: length of term, ground rent and any escalation, service charge, restrictions on letting or pets, and who is responsible for the roof and structure. Your lender has its own minimum lease length, and a short lease can stop a mortgage outright.

Leasehold sale

You will need the management pack, up-to-date service charge accounts and confirmation of any outstanding major works. Buyers walk away from Cardiff flats over a Section 20 notice for major works that nobody mentioned until week ten.

Share of freehold

Common in converted period houses in Roath, Canton and Pontcanna. You hold a lease and a share of the freehold company. It usually works well, but the company's records, accounts and insurance still need checking, and informal arrangements between owners frequently need documenting properly for a lender.

Leasehold genuinely costs more because it genuinely is more work. It is shown as a separate line in your quote rather than folded into the headline fee.

First-time buyers in Cardiff

Cardiff prices have pulled away from the rest of South Wales, and a large share of first purchases here are flats — which means most first-time buyers meet leasehold on day one. The order of events is worth knowing before you start.

  1. Get your quote first — Knowing the legal cost before you offer means the deposit, LTT and fees are all budgeted rather than discovered.
  2. Choose your conveyancer — You instruct a regulated firm from the panel. The estate agent may suggest one of their own — you are never obliged to use it.
  3. Searches and the lease — Searches are ordered early because the council's turnaround, not your solicitor, sets the pace. If it is a flat, the lease review runs alongside.
  4. Mortgage and valuation — Your lender values the property and issues the formal offer. Your conveyancer acts for the lender too and reports anything the lender needs to know.
  5. Exchange — Contracts are exchanged, the completion date is fixed and the transaction becomes binding. Your deposit is sent at this point.
  6. Completion — Funds transfer, you get the keys, and your conveyancer submits the LTT return and registers you at HM Land Registry.

If you are buying with a gifted deposit, a Help to Buy equity loan or through shared ownership, say so at quote stage — each adds specific work and each is priced openly rather than added later.

Mortgages, cash purchases and the Cardiff chain

Where there is a mortgage, your conveyancer acts for you and for the lender. That means the lender's own conditions have to be satisfied before completion — retentions, indemnity policies, confirmation of the source of your deposit — and those conditions are a common reason a completion date slips.

A cash purchase removes the lender entirely and can complete considerably faster, though the searches are still worth doing. Nobody wants to discover a planning enforcement notice after they own the house.

Chains move at the pace of their slowest link. Cardiff chains are often long because so many local moves are flat-to-house, and a leasehold flat sale sitting at the bottom of the chain will set the timetable for everyone above it. If you are selling a flat and buying a house, start the management pack immediately.

We handle purchases, sales and transfers of equity. Remortgage-only work is not part of the current conveyancing quote engine — if you need a remortgage, our mortgage advice service is the right starting point.

How it works

Six steps from quote to keys. You can see where your file is at any point from your MYME account.

  1. 1. Get your quote — Tell us the transaction type, price and tenure. The quote comes back itemised, with searches and disbursements shown separately.
  2. 2. Choose and instruct — Accept the quote and the file opens with a regulated firm. ID and anti-money-laundering checks are completed online the same day.
  3. 3. Legal work starts — Buying: title investigation and searches ordered. Selling: contract pack drawn and the management pack requested if leasehold.
  4. 4. Searches and enquiries — Search results and the lease are reviewed, enquiries are raised and answered, and your lender's conditions are worked through. This is the longest stage in almost every transaction.
  5. 5. Exchange — Once everyone is satisfied and the chain is ready, contracts are exchanged and the completion date is fixed.
  6. 6. Completion — Funds move, keys are released, LTT is submitted to the Welsh Revenue Authority and your ownership is registered at HM Land Registry.

Why instruct through Make Your Move Easy

We are not a law firm. We are a Newport-based property services platform, and the conveyancing is done by regulated firms on our panel. That is the honest description, and it is also the point.

We do not claim every panel firm has an office on Queen Street. Modern conveyancing is done by post, portal and phone, and what matters is that the firm is regulated, responsive and knows the Cardiff issues — leasehold, service charges and building safety — before they appear.

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What makes a Cardiff transaction different

Cardiff Bay and the city centre are dominated by apartment blocks, and those transactions live or die on the management information. Service charges, ground rent, the reserve fund, planned major works and the managing agent's response time all sit outside your solicitor's control, which is why the pack is requested on day one rather than when the buyer asks.

For taller blocks, lenders now routinely ask questions about external wall systems and fire safety documentation. Where a building has current paperwork the transaction proceeds normally; where it does not, the lender may decline or delay. It is a question worth asking the seller before you offer, not after your searches are paid for.

Cathays, Roath and Grangetown are dense Victorian terraces, many converted into flats. A conversion done informally decades ago can have a lease that does not properly deal with the roof, the drains or the shared hallway — resolvable, but not in a week. Pontcanna and Canton period houses tend to be freehold, and there the recurring issue is paperwork for loft conversions, rear extensions and knocked-through walls.

Northern Cardiff — Llanishen, Lisvane, Rhiwbina, Whitchurch and Radyr — is mostly conventional freehold housing, and these are usually the most straightforward files. Some sit within former coal mining areas, so a mining search is ordered as a matter of course. New-build estates around Pontprennau and St Edeyrn's often come with estate rent charges and management company arrangements that a buyer should understand before exchange, because they continue long after completion.

Cardiff is also in Wales, which changes the tax. Land Transaction Tax has its own thresholds and its own return, and the figures you find on English stamp duty calculators do not apply. Your conveyancer calculates and submits it.

Areas we cover in and around Cardiff

Conveyancing is handled across the whole city and the surrounding area, including:

We also handle conveyancing across Newport, Bristol and the wider South Wales area, so a move between any of them is one file rather than three.

Before you instruct

Three guides worth ten minutes if this is your first transaction in a while.

Conveyancing in Cardiff — common questions

How much is conveyancing in Cardiff?
It depends on whether you are buying, selling or both, the price, the tenure and whether there is a mortgage. Rather than publish a figure that goes out of date, the quote engine gives you the actual fee for your transaction, itemised so you can see the legal fee, the searches and the disbursements separately. It takes about a minute and there is no obligation.
Why is conveyancing more expensive for a Cardiff flat?
Because leasehold genuinely involves more work. The lease has to be reviewed, the management pack obtained and read, the service charge and reserve fund checked, and notices served on the freeholder or managing agent after completion. There are also third-party fees the managing agent charges, which are shown as disbursements rather than absorbed into the legal fee.
Do I pay Stamp Duty on a Cardiff property?
No. Property purchases in Wales attract Land Transaction Tax, paid to the Welsh Revenue Authority, which has different thresholds to the English Stamp Duty system. Your conveyancer calculates it, tells you the amount well before completion and submits the return. It is never part of the legal fee.
Do you use Cardiff solicitors?
The work is done by regulated conveyancing firms on our panel. We do not claim every firm has a Cardiff high-street office, because modern conveyancing is handled by portal, phone and post. What we do insist on is that the firm is regulated, responsive and familiar with the issues that come up in this city — leasehold, service charges, management packs and building safety documentation.
How long does a Cardiff transaction take?
A straightforward freehold house with a mortgage and a short chain is typically 10 to 12 weeks from offer to completion. A leasehold flat is more often 14 to 20 weeks, largely because of the time the managing agent takes to produce the management pack. Cash purchases with no chain can be faster. Anyone promising four weeks on a normal Cardiff flat has not seen the lease yet.
Can I get a conveyancing quote before my offer is accepted?
Yes, and it is a good idea. Knowing the legal cost and the Land Transaction Tax figure before you offer means you are budgeting properly rather than finding out later. The quote is free, there is no obligation, and you can hold it until you are ready to instruct.

Related pages

Conveyancing in Cardiff, arranged properly

A regulated firm, a fixed quote, and someone who answers the phone.

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